Steps to Buying a New House

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  • Figure out how much you can afford.  Loans are based on your income, amount of debt and credit rating.  Click here for a mortgage calculator.
  • Shop for a loan.  Talk to several lenders to compare costs and interest rates.
  • Learn about different homebuying programs.  Click here for more information.
  • Shop for a home.  Make a wish list of what you want in a new home and create a checklist to take with you when looking at houses.
  • Make an offer and be prepared to negotiate on the final price.
  • Get a home inspection.  This can save you from costly and needy repairs down the road.
  • Get home insurance by comparing quotes from various companies.
  • Sign the papers, move in and begin enjoying your new house.